Advice offering
Retirement Income Mapping
Map state pension, workplace schemes, and private pots into a sustainable drawdown order that respects tax bands and cash needs.
From £380 · Two-hour workshop and drawdown schedule
Who it is for
People within five years of stopping work or already drawing pensions
Result you can expect
A year-by-year income map showing which pots to tap first and where tax bands bite
Location & delivery
In person preferred for first meetings
Included
- Pension statement collation support
- State Pension forecast discussion
- Drawdown sequence and emergency cash buffer notes
Not included
- Annuity purchase execution
- Regulated investment switching without a separate engagement
How the engagement runs
- Step 1. Gather pension valuations and expected spending
- Step 2. Model drawdown against tax bands
- Step 3. Agree a written income map
Preparation
State Pension forecast letter and latest scheme statements
Constraints & fees
Illustrative figures only; investment performance is not guaranteed
Fixed workshop fee